Hubi Crypto Exchange Review: Fees, Security, and How It Stacks Up in 2025

When you search for Hubi crypto exchange, you’ll quickly realize something strange: most of the results point to HTX Exchange. That’s not a mistake. Hubi and HTX are often mixed up - and for good reason. Hubi is a real, operating exchange, but it’s tiny compared to HTX, which used to be called Huobi Global. If you’re looking to trade crypto and stumbled on “Hubi,” you might actually be looking at HTX without knowing it. This review clears up the confusion and tells you what you really need to know about both.

What Is Hubi Crypto Exchange?

Hubi is a straightforward crypto exchange that doesn’t try to be everything to everyone. It charges a flat 0.20% fee on every trade, whether you’re making a market (maker) or taking one (taker). That’s it. No tiers. No VIP discounts. No hidden charges based on volume. For someone who trades occasionally or doesn’t want to chase fee structures, that simplicity is a relief.

Withdrawals are where Hubi shines. To pull out Bitcoin, you pay just 0.0005 BTC. That’s about 40% lower than the industry average of 0.0008 BTC. Most exchanges charge a percentage or a flat fee in USD, but Hubi sticks with the crypto-native model - and it’s cheaper than most. If you’re moving BTC in and out often, that adds up.

But here’s the catch: Hubi doesn’t offer much else. No futures trading. No staking. No Launchpools. No SmartEarn. No DAO governance. If you want to earn interest on your crypto or trade leveraged positions, Hubi won’t help you. It’s a spot-only exchange, and that’s fine - if that’s all you need.

HTX Exchange: The Bigger Player Everyone Confuses With Hubi

HTX (formerly Huobi Global) is the giant that’s stealing the spotlight. Launched in 2013, it rebranded to HTX in 2023 and has since exploded. In Q1 2025 alone, net deposits jumped 210% while most other exchanges flatlined. It now supports over 700-900 trading pairs, depending on the source. That’s more than Kraken, more than Binance in some regions.

HTX’s fee structure is more complex. It offers zero-cost futures trading, VIP tiers with sliding discounts (down to 0.04% for high-volume traders), and even a subscription model where users pay a monthly fee to lock in lower rates. It’s built for serious traders and institutions. Hubi? Not even close.

Security is another area where HTX outshines Hubi. HTX uses cold storage for 95%+ of user funds, real-time monitoring, withdrawal whitelisting, and an Investor Protection Fund. That fund? It’s fed by 20% of HTX’s quarterly profits, used to buy back HT tokens and cover losses if something goes wrong. Hubi doesn’t mention anything like that. No public fund. No transparency report. Just a website and a fee schedule.

How Hubi’s Fees Compare to the Competition

The crypto exchange fee war is real. The industry average used to be 0.25%. Now, it’s dropping fast. Binance and Bybit charge 0.10% for makers. KuCoin is at 0.15%. Even smaller exchanges like Bitget are matching those rates.

Hubi’s 0.20% is still in the ballpark - but it’s not leading. It’s average. And in 2025, average isn’t enough. If you’re trading over $10,000 a month, you’re paying $20 in fees on Hubi. On Binance, you’d pay $10. On HTX with VIP status? Maybe $4.

Withdrawal fees are Hubi’s secret weapon. 0.0005 BTC is one of the lowest in the market. Compare that to:

• Binance: 0.0005 BTC (same)
• Kraken: 0.0005 BTC (same)
• Coinbase: $1.49 flat fee (about 0.0007 BTC)
• Bybit: 0.0005 BTC (same)

So Hubi isn’t the cheapest on withdrawals - but it’s tied with the best. That’s a win.

Security: What Hubi Doesn’t Tell You

Hubi doesn’t publish any security details. No cold storage percentages. No audit reports. No insurance fund. Nothing. That’s not normal in 2025. Even small exchanges like MEXC and OKX publish at least basic security info.

HTX, on the other hand, details its multi-layered protection: cold wallets, two-factor authentication enforcement, withdrawal delays, and a $100 million+ Investor Protection Fund. It’s not perfect - HTX has a history of past breaches and regulatory scrutiny - but it’s transparent. Hubi? Silent.

If you’re putting in $10,000 or more, silence on security is a red flag. You don’t want to be the one who finds out too late that the exchange doesn’t back up its promises.

User Experience and Platform Access

Hubi’s interface is clean. No clutter. No confusing menus. It’s basic, but functional. The mobile app works fine for spot trading. But that’s it. No charting tools beyond basic candlesticks. No order types beyond market and limit. No API access mentioned anywhere.

HTX’s platform? It’s packed. Advanced order types, margin trading, grid bots, copy trading, and a fully-featured web terminal. The app is polished. The desktop version supports custom layouts. It’s built for traders who want control.

Funding is another gap. Hubi doesn’t list any fiat on-ramps. You can’t deposit USD, EUR, or GBP directly. You need to buy crypto elsewhere, then send it over. HTX supports bank transfers, cards, and P2P trading in over 30 countries.

Who Should Use Hubi?

Hubi isn’t for everyone. But it’s not useless.

• If you only trade Bitcoin and a few altcoins - and you do it infrequently - Hubi’s simple fee structure works.
• If you’re tired of complex fee tables and want a no-nonsense exchange, Hubi delivers.
• If you withdraw BTC often and care about low fees, Hubi is one of the better options.

But if you want to stake, trade futures, earn interest, or use advanced tools - walk away. Hubi doesn’t offer it.

Who Should Avoid Hubi?

Avoid Hubi if:

• You want to deposit fiat (USD, EUR, GBP, etc.) - it doesn’t support any.
• You’re trading over $5,000 a month - you’ll pay more than you need to.
• You care about security transparency - Hubi gives you nothing to verify.
• You want to use bots, APIs, or advanced order types - they don’t exist here.

If you’re a beginner who just wants to buy Bitcoin and hold, Hubi is okay. But even then, you’re better off on Coinbase or Kraken, where you can buy directly with a card and get customer support when things go wrong.

The Bottom Line: Hubi Is a Niche Tool

Hubi isn’t a top-tier exchange. It’s not trying to be. It’s a minimalist spot trader’s tool - cheap on withdrawals, average on fees, silent on security. If you’re already holding BTC and want to move it around without paying extra, Hubi’s withdrawal fee makes sense.

But if you’re looking for a full-service exchange with growth potential, security, and tools - go with HTX. It’s the real player. Hubi? It’s the quiet sidekick.

In 2025, crypto exchanges are judged by more than just fees. They’re judged by trust, transparency, and features. Hubi checks one box. HTX checks six. If you’re choosing between them, the choice isn’t hard.